I took the plunge and ordered my first set of digital layouts. I'm working on scanning old family photos and scrapbooking them. I like that I get the jpegs and can share those with everyone. Here's one of the layouts I put together. Overall, I enjoyed using Close To My Heart's Studio J software (which you can play around with for free!). I just wish someone could making scanning photographs less boring :).
There's a couple of Studio J Love your Layout videos on my Video page if you're curious!